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What is a payday loan?

It’s a small (usually under $1,000), short-term, no-collateral, cash advance. They are backed by future income, such as your next paycheck, a dividend or other type of regular income, and the term of the loan is usually 30 days or less.

payday loans on the same day

We are ready to process your loan request at SameDayFin.com at any time of day and night. No hidden fees and charges - only trustworthy and honest lenders!

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Material disclosure

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.Read more...