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It is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5,000. Not all lenders can offer you amounts up to $5,000. Our service is not available in all states. Submission of a request through this website does not guarantee that you will receive a loan offer or an offer you’ll be satisfied with. Funds transfer time may vary depending on your lender and/or financial institution. If you have any questions about your loan, please contact your lender directly. Credit checks may be performed with the three reporting credit bureaus: Experian, Equifax, and TransUnion. Submission of a request means you are authorizing the lenders to check your creditworthiness and your personal details.
This service is not a solicitation for loan products and does not constitute a loan offer for any loan products that are prohibited by state law. This service is void where prohibited.
State Availability: Not all lenders from our system operate in all US states. Residents of some US states may not be eligible for loan products in accordance with their legislation. By selecting your State at the start of our loan offer process, you shall be informed of any limitations regarding obtaining a loan if you reside in individual US states.
This website collects personal information and transfers it to its third-party partners.
The website contains links to third-party websites. Accessing them may result in a commission.
Please note that personal loans should not be treated as financial cure-it-all. If you have major budget difficulties, consult specialists first.
The purpose of the samedayfin.com Privacy Policy is to provide you with a comprehensive description of samedayfin.com’s online and offline practices regarding the collection, use, disclosure, and sale of personal information and of the rights of consumers regarding their personal information.
We collect the following personal information about consumers:
Category | Categories of sources from which the information was collected | The business or commercial purpose for which the information was collected |
---|---|---|
Identifiers such as a real name, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, social security number, and driver’s license number. | Consumers directly | To connect consumers with a lender and offer other services they may be interested in. |
Categories of personal information* such as name, social security number, address, telephone number, driver's license or state identification card number, employment, bank account number, and other financial information. | Consumers directly | To connect consumers with a lender and offer other services they may be interested in. |
Characteristics of protected classifications under federal law and applicable state law, such as age. | Consumers directly | To connect consumers with a lender and offer other services they may be interested in. |
Geolocation data such as your approximate location. | Data analytics providers | To connect consumers with a lender and offer other services they may be interested in. |
*as described in subdivision (e) of California Civil Code Section 1798.80
We disclose or sell the following categories of personal information to third parties for a business or commercial purpose:
Category | The categories of third parties to whom the information was disclosed or sold |
---|---|
Identifiers such as a real name, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, social security number, and driver’s license number. | Lenders, lender-networks, and other marketing partners. |
Categories of personal information* such as name, social security number, address, telephone number, driver's license or state identification card number, employment, bank account number, and other financial information. | Lenders, lender-networks, and other marketing partners. |
Characteristics of protected classifications under California or federal law such as age. | Lenders, lender-networks, and other marketing partners. |
*as described in subdivision (e) of California Civil Code Section 1798.80
We do not collect or sell the personal information of minors under 16 years of age without affirmative authorization.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Wherever we collect sensitive information, that information is encrypted and transmitted to us in a secure way.
We use "cookies" on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to our site and identify repeat visitors to our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site.
You may opt-out of future email marketing messages by emailing [email protected] and including “unsubscribe” in the subject line.
To limit our sharing, email us at [email protected].
If you are a California consumer as defined by the California Consumer Protection Act (“CCPA”) you have the following rights:
You have the right to request that samedayfin.com disclose the personal information we collect, use, disclose, and sell by sending a request to [email protected] or by clicking here. For categories of information collected or disclosed, please refer to the information provided above, which reflects the categories of information collected or disclosed in the last 12 months.
In order to verify your request for information, you must provide your name, email, and phone number. A verification link will be sent to your email address. It will direct you to a verification page where you must provide your name, email address, date of birth, driver’s license number or state ID number, and Social Security number. We will match the personal information provided by you with personal information maintained by samedayfin.com. You will also have to submit a signed declaration under penalty of perjury that you are the consumer whose personal information is the subject of the request. Once your identity is verified, your request will be processed in a timely manner.
You have the right to request deletion of your personal information collected or maintained by sending a request to [email protected] or by clicking here.
In order to verify your request for deletion, you must provide your name, email, and phone number. A verification link will be sent to your email address. It will direct you to a verification page where you must provide your name, email address, date of birth, driver’s license number or state ID number, and Social Security number. We will match the personal information provided by you with personal information maintained by samedayfin.com. You will also have to submit a signed declaration under penalty of perjury that you are the consumer whose personal information is the subject of the request. Once your identity is verified, your request will be processed in a timely manner.
You have the right to opt-out of the sale of your personal information.
You can direct samedayfin.com to stop selling your personal information, and to refrain from doing so in the future, by clicking here or sending a request to [email protected].
If you are an Authorized Agent acting on behalf of a consumer to exercise their right to opt-out, send an email request to [email protected]. You will be required to submit documentation as proof of the agency relationship.
You have the right to receive nondiscriminatory treatment by us for the exercise of your privacy rights conferred by the CCPA.
Unless permitted by the CCPA, samedayfin.com will not:
You have the right to designate an authorized agent to make a request under the CCPA on your behalf. To make a request on behalf of a consumer as an authorized agent, please send an email request to [email protected]. You will be required to provide documentation that proves the agency relationship.
Last updated: July 1, 2020
Upholding fair and responsible lending practices has been our mission since we started our app. To keep our standards high and protect our customers, we provide all the users with relevant information about the industry and do the following:
We work only with those lenders who abide by the law and are legally authorized to lend money to consumers. We take every effort to build a network of only reliable partners to ensure that you, our customer, get the services of high quality and risk nothing.
Once you are connected with a financial provider, please check details on that lender so you can ask them questions if any occur
.It’s important to remember that every lender has their own terms and conditions. Interest rates, repayments, late payments, missed payments, and loan renewals vary by lender. To know what to expect, contact your financial provider.
Information on your financial background is translated into a three-digit score that serves to express your creditworthiness and predict how likely you are to handle the debt in the future. The higher your score, the more chances you have to be approved for a loan with better terms. Things that may negatively affect your credit score are listed below:
However, if your credit is less than perfect you still can get a loan.
We strongly recommend that you have a responsible attitude to borrowing and take a loan only when you can afford it. It is important to understand the consequences of making late payments. If you make a late payment, you’ll have to pay a fee. We do not possess information on the amount of penalty. It only becomes available when a financial provider reaches you to finalize the loan process.
Always review all the documentation before signing the loan agreement to understand any potential fees that may result from late payment.
If you feel that you can’t repay on time, get in touch with your lender as soon as possible and warn them about your situation.
Please remember that a personal loan is a short-time solution and should not be seen as a tool to cope with major financial struggles.
We encourage borrowers to pay off their debt on time. Missing a payment may result in additional fees and collection activities which may negatively affect your credit score. Each lender has their own policy regarding missed payments. We recommend that you thoroughly peruse your loan agreement as it contains all the significant information about the lender’s policy towards missed payments.
If you aren’t able to repay the loan on the due date, please contact your provider in advance to settle the issue.
Some financial providers offer the opportunity to roll your debt over if you are unable to repay on the due date. Note that renewing a loan is not free: you have to pay a fee to delay the repayment. The fee does not reduce the amount you owe and the rollover payments have the same interest rate as the missed payment.
We work with a considerable number of lenders, and each of them has their own renewal policy. Typically, they offer two types of renewals:
In extreme cases when you have a delinquent payment and are reluctant to contact your lender to discuss the issue, they can resort to collection activities. Typically, they inform you about the intention to begin the collection procedure by phone, mail or email. If you still avoid communication, your lender may turn to a collection agency.
The collection practices of a particular lender are stated in the loan agreement. We encourage borrowers to read it carefully to be aware of the lender’s policy regarding the collection practices. For more information, please get in touch with your lender.
Marketing practices are a vital part of business allowing it to grow, promote its services, and to stay in touch with the audience. They are carried out in several forms, such as the mailout of advertisements, newsletters, important notifications, news and other promotional materials. To deliver all these communications, we may use the following tools:
Please note that we have the right to share some of your information with our third-party partners. As a result, our partners may also send you their promotional materials using all the contacts you’ve provided us with.
As soon as you start using checktcity.com, you acknowledge that you are aware of our marketing practices and that you agree to receive messages from us and our third-party partners.
If you feel overwhelmed with correspondence, you can always use the option to unsubscribe from us.
However, we need to state that we are not liable for the messages our partners may send you and that you need to reach out to them if you have any questions regarding their marketing practices. You will also have to contact them if you want to unsubscribe from them.
We streamline the loan process from start to finish, though we do not lend you money ourselves. This also means we do not make any decisions on your request, we cannot influence the lender’s decision, and we are not privy to information regarding your fees, rates, APR, nonpayment rules, and renewal policy.
This website is an online service that works to put in touch borrowers like you with reliable lenders that are ready to satisfy your current financial needs.
All details, such as fees, rates, APR, nonpayment rules, and renewal policy are specified in your loan agreement and depend on local regulations by state. On our part we provide plenty of information that can help you better understand what a loan is, how it works, and how to use it wisely.
The service works for you for free. We do not bring you to accept the first available offer, allowing you to decline unsuitable options for as long as you are completely satisfied with all terms and conditions. Our activity has a simple goal: meeting our clients’ financial interests. That’s just how it has to be.
Once your request is approved, the lender will make you an offer, including the fees and APR, as well as the terms of repayment and loan renewal options, if any. We encourage you to read the agreement carefully and weigh all pros and cons and be fully equipped with the necessary information to not fall in an unpleasant financial situation.
Pay particular attention to non-payments that may result in additional fees, negative impact on your credit score, and even collection activities. In case you have no funds to repay the debt on a due date, immediately contact your lender and discuss ways how to handle the situation.
Some lenders can offer to resort to a loan renewal. Remember that each lender has its own renewal policy, so we recommend that you peruse it before accepting the offer.
If you need more information on your loan agreement, please address all your questions directly to your lender. As far as we are concerned, we are ready to answer only those questions that are relevant to our service.
Disclosures described above are for information purposes only. Do not regard them as legal advice.
samedayfin.com (“samedayfin.com” or “we” or “our”), owns and operates the website located at samedayfin.com (the “Site”). samedayfin.com provides and maintains this Site for your information, conditioned on your acceptance, without modification, of the terms, conditions and notices contained in these Terms of Use. By accessing and using the Site, you accept and agree without limitation to the following:
PRODUCTS AND SERVICES
samedayfin.com is not a lender and is not responsible for any lending product advertised or offered to you. All products or services advertised here or offered to you are the sole responsibility of their respective lenders or service providers.
ESIGN CONSENT
You agree that clicking “Get Cash Now” (or other such button presented to you to submit your loan request) acts as your electronic signature. You further consent that we and any lender we share your request with can communicate with you electronically and that any required disclosures may be provided to you electronically, including without limitation any notices of adverse action that a lender might send to you. You also confirm that you have the ability to access documents electronically, including the ability to view and save PDF files.
LOAN REQUEST ACCEPTANCE POLICY
samedayfin.com reserves the right at any time after receipt of your loan request to accept or reject your request for any reason. samedayfin.com may require additional information or verification before your loan request is accepted. When your loan request is accepted, you may be connected with a lender for further consideration based on the lender’s policies and procedures, but it does not mean your loan request has been approved. Loan approval is solely the lender’s decision. samedayfin.com is not responsible for loan requests that are rejected or for a lender’s decision not to fund a loan.
CREDIT REFERENCES
You agree and expressly authorize the third party lender you are connected with to share among its affiliates, loan servicers, and bank partners any transaction history related to your financial products or services received or serviced through the third party lender or other service providers for the purpose of evaluating you for credit.
RESTRICTIONS
You must be 18 years or older and a legal resident of the United States to submit a loan request. You agree not to use this Site or any content contained in it for any illegal or inappropriate activities.
COMPLIANCE WITH LAWS
You agree to comply with all applicable laws, statutes, ordinances and regulations regarding your use of the Site and your acceptance or purchase of products or services through this Site’s third party vendors. samedayfin.com may, in its sole discretion, report actual or perceived violations of law to law enforcement or other authorities. If samedayfin.com becomes aware of any potential or suspected violation of these Terms of Use or its Privacy Policy, samedayfin.com may (but is not obligated to) conduct an investigation to determine the nature and extent of the suspected violation and the appropriate enforcement action. During such investigation, samedayfin.com may suspend services to any customer being investigated and may delete data from samedayfin.com’s servers in order to prevent or minimize further violations. You agree to cooperate fully with any such investigation. You acknowledge that violating the Terms of Use or Privacy Policy could subject you to criminal or civil penalties.
INTELLECTUAL PROPERTY
The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this Site is the intellectual property of samedayfin.com, its licensees, or other third parties who have authorized use of such properties on the Site.
You have permission to view and make copies of documents, pages, images or other materials or content on this site for the sole purposes of requesting a loan. samedayfin.com reserves all other rights in this Site and its contents. You may not distribute, display, transmit or disseminate any documents, pages, images, materials or content without samedayfin.com’s prior written consent. Nothing contained on this Site should be construed as conferring any right or license to any trademark, copyright or other intellectual property right.
LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES
samedayfin.com uses commercially reasonable efforts to ensure that the information on this Site is accurate but accuracy is not guaranteed. samedayfin.com makes no representations regarding your use of this Site or results that you may or may not obtain through such use.
NEITHER samedayfin.com NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. THESE EXCLUSIONS AND LIMITATIONS ARE APPLIED TO THE FULLEST EXTENT PERMITTED BY LAW.
THIRD PARTY CONTENT
This Site may contain links to websites maintained by third parties. samedayfin.com is not responsible for the content or privacy policies of third party websites, and the existence of such links should not be considered an endorsement or recommendation of those websites, the product or service offered or any third parties associated with those websites.
PRIVACY
samedayfin.com’s Privacy Policy, which is incorporated herein by reference, is applicable to any data supplied through this Site. The Privacy Policy sets out your rights and samedayfin.com’s responsibilities regarding your personal information. samedayfin.com will not use your information in any way inconsistent with the purposes and limitations provided in the Privacy Policy. samedayfin.com reserves the right, in its sole discretion, to modify the Privacy Policy without prior notice to you. Modifications to the Privacy Policy are effective when posted and your continued use of this Site signifies your acceptance of such modifications.
SECURITY
samedayfin.com uses secure technology to protect your personal information. Although samedayfin.com takes commercially reasonable measures to secure your personal information submitted through this Site, samedayfin.com cannot guarantee that your information will not be intercepted or decrypted by others. So long as samedayfin.com uses commercially reasonable security measures, it accepts no responsibility for such interception or decryption except as required by law.
SITE USE
samedayfin.com does not charge you any fees for your use of this Site. samedayfin.com is not (1) your agent, (2) the agent of any solicitor or issuer of consumer loans or (3) the agent of any supplier or vendor used in the evaluation of your loan request or other use of this Site. samedayfin.com may receive compensation from lenders and other third parties in exchange for goods or services offered to such parties that may or may not relate to your use of this Site.
LAW AND VENUE
This Site is owned and operated by samedayfin.com. By using or engaging with this Site in any way, you consent to the laws and jurisdiction of the State of California. These Terms of Use and the and Privacy Policy also will be governed by and construed in accordance with the laws of California, without regard to conflict of law provisions. Any legal action brought against this Site (which must be via binding arbitration as set forth below) will be governed by the laws of the California and you agree that the sole jurisdiction and venue for disputes resolution will be in Los Angeles, California.
BINDING ARBITRATION
Should any dispute arise as to the interpretation of any term or provision of these Terms of Use or with regard to any of your dealings samedayfin.com or with any lender you borrow from as a result of samedayfin.com’s service, those issues shall be decided by binding arbitration. Arbitration proceeding shall be conducted under the applicable rules of the American Arbitration Association or JAMS in Los Angeles County, California. The decision of the arbitrator shall be final and binding on both parties. The prevailing party shall be entitled to recover the cost of arbitration, travel expenses, expert testimony, travel expenses of experts, and all other expenses reasonably incurred in bringing or defending an arbitration claim, from the other party unless otherwise prohibited by law.
MODIFICATION
samedayfin.com reserves the right to modify these Terms of Use from time to time and without notice to you. Your use of this Site after such modification constitutes your acceptance of and agreement to any new or amended terms.
INDEMNIFICATION
By using this Site, you agree to indemnify, defend and hold harmless samedayfin.com, its subsidiaries, affiliates, officers, agents and other partners and employees, from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use or attempted use of the Site.
VIOLATION OF THE TERMS OF USE
By using the Site, you understand and agree that samedayfin.com in its sole discretion and without prior notice may terminate your access to this Site and to any services offered, and may remove any content you have provided if samedayfin.com believes that such content violates or is inconsistent with these Terms of Use or the Privacy Policy or their intent, or that such content may be disruptive, offensive or in violation of applicable laws.
CLASS ACTION WAIVER
ANY PROCEEDINGS TO RESOLVE, LITIGATE OR ARBITRATE ANY DISPUTE IN ANY FORUM WILL BE CONDUCTED SOLELY ON AN INDIVIDUAL BASIS. NEITHER YOU NOR samedayfin.com WILL SEEK TO HAVE ANY DISPUTE HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. NO ARBITRATION OR PROCEEDING WILL BE COMBINED WITH ANOTHER WITHOUT THE PRIOR WRITTEN CONSENT OF ALL PARTIES TO ALL AFFECTED ARBITRATIONS OR PROCEEDINGS. FURTHERMORE, YOU AGREE THAT YOU WILL NOT SEEK TO HAVE ANY DISPUTE AGAINST ANY LENDER TO WHOM YOU ARE REFERRED HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY.
MISCELLANEOUS
All rights not expressly granted to you are reserved to samedayfin.com. The headings used in these Terms of Use are intended for convenience only, and shall not affect the construction and interpretation thereof. samedayfin.com’s failure to insist upon or enforce strict performance of any provision of the Terms of Use shall not be construed as a waiver of such or any future provision or right. If any provision of these Terms of Use is held to be invalid or unenforceable, such determination shall not affect such provision in any other respect or any other provision of these Terms of Use, which shall remain in full force and effect. These Terms of Use and the Privacy Policy constitute the entire agreement and understanding between the parties with respect to the subject matter contained herein and supersedes and replaces any and all prior written or oral agreements related to the subject matter hereof.
CONTACT INFORMATION:
Email Address: [email protected]
INFORMATION FOR ISPs:
Website:
www.samedayfin.com
Email Address:
[email protected]
PLEASE NOTE THAT FOR QUESTIONS PERTAINING TO YOUR LOAN REQUEST STATUS, YOU MUST CONTACT YOUR LENDER DIRECTLY. samedayfin.com IS NOT YOUR LENDER AND CANNOT ACCESS INFORMATION ABOUT YOUR LOAN APPROVAL OR STATUS.
Notice and Take Down Procedures
If you believe any materials accessible on or from the Site infringe your copyright or other intellectual property, you may request removal of those materials (or access thereto) from the Site by contacting our copyright agent (identified below) and providing the following information:
Send the above information to:
Legal Department
Email Address:
[email protected]
For all email submissions please include the subject line: DMCA Takedown Request.
Other partners include without limitation
As well as each partner's parents, subsidiaries, related entities, and service providers sending on their behalf.
Please do not submit if you do not consent to receive messages from such parties.