As almost half of Americans are regularly forced turning to 24/7 payday loans, the creditors seek additional ways to provide loans for clients. Moreover, when life happens, you need an urgent decision. Payday loan apps are accurately those, which are always ready at hand.
Apps that loan you money is an alternative for the payday lenders. You should understand, that although such type of loan is considered quick, the money transaction may take some time. One more similar fact is that interest rate can vary. That is why we decided to share with you a list of best payday loan apps to make your life easier.
Besides the safest payday loan apps for bad credit (and not only) listed above, but we would also like to get you acquainted to apps, which allow you to obtain access to your paycheck without paying a fee. It works quite easily: you download a cash advance app, attach your bank account to it and get a chance to receive a particular sum from your next paycheck. Moreover, there are also loans which don't require a bank account at all.
Dave - 4.7 of 5 stars. This payday advance app is a good solution for those, who not only want to take a loan but also control their budget. This app can take into account all your usual and necessary expenses and thus, send you a notification when you are close to having all your money wasted. It is connected to your bank account like any other app to borrow money. All you need to pay is one dollar monthly membership fee.
MoneyLion - 4.6 of 5 stars. This app lets you borrow small sums of money. As an instant loan app, it satisfies its clients not only with 0% APR cash advances but also different kinds of bonuses, cash-backs, etc. Short-term loan provider MoneyLion can become a good tool for those, who want to fix their credit rate. But credit-builder loans are available for Plus members only, who pay $29 each month for this paycheck advance app.
Even - 4.9 out of 5 stars. This is not only a money lender but also an Automatic Money Manager - one of those cash advance apps like dave. It has an option of notifying you about the soonest bills and other expenses. With this service, you can save money rounding the money left on your account after each purchase. This money loan app can provide you with up to 50% of your wage. For $2.99 monthly fee you receive access to basic and essential functions and benefits.
Brigit - 4.6 out of 5 stars. Our next app that lets you borrow money from your paychecks for $9.99 membership fee. You can borrow up to $250 from this payday loan app without obligation to pay any interest or fee, and such sum will be soon taken from your next paycheck. Such an option is available if you are close to overdrawing your account or face emergency expenses.
Speedy Cash - 3.2 out of 5 stars. The last one from our list of best cash advance apps is Speedy Cash. It may seem it has not the best feedback, but you do not jump to conclusions. Besides paycheck and short-term loans, this service also provides installment and auto loans. The residents of only 27 states can use this loans app; also, the terms and conditions depend on your location.
Get started with the online application!
You’ve got questions? We’ve got answers.
Our service is 100%
From the great variety of payday loan apps you can choose the one, which will not only spoil you by providing you with money but the one, which will help you managing your budget and minding your financial actions. Whatever you choose, please, always read the terms and rules attentively and do not stay at the debt for too long.
We are ready to process your loan request at SameDayFin.com at any time of day and night. No hidden fees and charges - only trustworthy and honest lenders!Benefits
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. Read more...