
As almost half of Americans are regularly forced turning to 24/7 payday loans, the creditors seek additional ways to provide loans for clients. Moreover, when life happens, you need an urgent decision. Payday loan apps are accurately those, which are always ready at hand.
The Last-Trend Way to Receive Financial Help
Apps that loan you money is an alternative for the payday lenders. You should understand, that although such type of loan is considered quick, the money transaction may take some time. One more similar fact is that interest rate can vary. That is why we decided to share with you a list of best payday loan apps to make your life easier.
- The first borrow money app we would like to introduce you is PockBox. You can take advantage of this service if you need no more than $2,500. After sending your application, you get the list o 0 lenders and can choose anyone and receive help from those.
- LoanSolo is the next money lending app, which is familiar to the previous one. However, it has a higher minimum loan limit $500 and a maximum of $3,000. The further actions you already know.
- Avant app, unlike to most part of loan apps, is fit for those who need cash of maximum $35,000. That is why the service also demands your credit score to be above 580. Thus, the bigger your need is, the stricter the loan app rules are.
- Prosper is good for those, who have good credit rate. If you are one of those, this payday loan app will also grant you very low APR. So, it is worth to fix or maintain your credit score in order to be able to get the loan with an APR of 5.99% in case.
- Our easy payday loan apps list also includes LendUp, which can lend you about $250. In your turn, you have to repay the money in two weeks. Be attentive – you can have a poor credit score, but be forced to pay extremely high APR.
- And one more quick loan app is LendingClub. Lenders from there can borrow you up to $40,000. So, if you need a big loan with an option of a long repayment period, this is the right service.
Payday Advance Apps Without Overpayment
Besides the safest payday loan apps for bad credit (and not only) listed above, but we would also like to get you acquainted to apps, which allow you to obtain access to your paycheck without paying a fee. It works quite easily: you download a cash advance app, attach your bank account to it and get a chance to receive a particular sum from your next paycheck. Moreover, there are also loans which don’t require a bank account at all.
PaydaySay – do you need money now? Feel free to download this app and borrow money as soon as possible. Online payday loans can solve your troubles and you shouldn’t why do you need money. Just fill the application through your phone and wait a little.
Dave – 4.7 of 5 stars. This payday advance app is a good solution for those, who not only want to take a loan but also control their budget. This app can take into account all your usual and necessary expenses and thus, send you a notification when you are close to having all your money wasted. It is connected to your bank account like any other app to borrow money. All you need to pay is one dollar monthly membership fee.
MoneyLion – 4.6 of 5 stars. This app lets you borrow small sums of money. As an instant loan app, it satisfies its clients not only with 0% APR cash advances but also different kinds of bonuses, cash-backs, etc. Short-term loan provider MoneyLion can become a good tool for those, who want to fix their credit rate. But credit-builder loans are available for Plus members only, who pay $29 each month for this paycheck advance app.
Even – 4.9 out of 5 stars. This is not only a money lender but also an Automatic Money Manager – one of those cash advance apps like dave. It has an option of notifying you about the soonest bills and other expenses. With this service, you can save money rounding the money left on your account after each purchase. This money loan app can provide you with up to 50% of your wage. For $2.99 monthly fee you receive access to basic and essential functions and benefits.
Brigit – 4.6 out of 5 stars. Our next app that lets you borrow money from your paychecks for $9.99 membership fee. You can borrow up to $250 from this payday loan app without obligation to pay any interest or fee, and such sum will be soon taken from your next paycheck. Such an option is available if you are close to overdrawing your account or face emergency expenses.
Speedy Cash – 3.2 out of 5 stars. The last one from our list of best cash advance apps is Speedy Cash. It may seem it has not the best feedback, but you do not jump to conclusions. Besides paycheck and short-term loans, this service also provides installment and auto loans. The residents of only 27 states can use this loans app; also, the terms and conditions depend on your
Bottom Line
From the great variety of payday loan apps you can choose the one, which will not only spoil you by providing you with money but the one, which will help you managing your budget and minding your financial actions. Whatever you choose, please, always read the terms and rules attentively and do not stay at the debt for too long.
2 Comments