Frequently Asked Questions

What type of loans payday online loan is referred to?

The simplest answer is that it is the easy and quick way to get necessary cash amount through the Internet with no paper work. Also it should be understood as a chance to receive monetary help with no hassle. You can apply for the small amount from $100 to $1 000 according to your location. You have to pay it back when you receive the next paycheck. The same day loans are unsecured. You must remember to keep the check you have written to the time the pending amount is covered if you want to use our service.

What should I do to apply for the loan?

Our service has some requirements that you have to meet. Due to the present laws we can provide a payday online loan for a person who has already reached the age of 18. Also you must confirm your solvency by showing a stable income. Besides you need a valid bank account to have the money transmitted. The other requirements can be determined by certain lenders themselves.

You must fill in the application form online on our website to get a loan. You have to provide with the real personal data in order to be treated as a reliable borrower and get the necessary money. As soon as you transmit the application, you will receive the confirmation letter from the lender. You can also be asked to give some additional personal data to prove your reliability.

How will I receive money?

It is the easiest way because money is transmitted directly on your bank account after the application is approved by SameDayFin and by the direct lender. You need to wait less than 24 hours for the transaction is being made.

How much money can I borrow?

The borrowed amount can be different according to the rules of our country. However the average sum does not exceed $1000. While $100 is the minimum amount that you can borrow.

Why my application can be rejected?

At first you must provide all necessary information which is demanded in the application. Then your personal data must correspond to the requirements. However it is not still a guaranty that a lender will provide you with necessary amount of money.

When the loan must be repaid?

You must make a payment as soon as you receive the next paycheck. You would pay additional fees if you failed to pay the loan on time according to the terms and conditions that were agreed with the lender. Also your loan can be increased. You should contact your loan lender on all matters connected to the loan. does not take any responsibilities for the transactions and financial issues. We just are the service that connects potential borrowers with the direct loan lenders.

Is my income taken into consideration when I apply for a payday loan?

If you want to get a payday online loan you must have the permanent work. Also if you have a stable income and if you can confirm your solvency the possibility to get a loan is higher.

Does my credit score matter?

You will be glad to hear that no credit score is checked during the application because SameDayFin does not give any financial help. Our service just helps people who need money to find appropriate lenders who can give this money. However, you can read some financial basics on our website.

Is any faxing necessary?

The service of Same Day Fin is paperless, so you can apply for the loan quickly and with no hassle. However some lenders may ask you to send copies of definite documents in order to prove your personality or responsibility.


Get started with the online application!


You’ve got questions? We’ve got answers.


Our service is 100%

What is a payday loan?

It’s a small (usually under $1,000), short-term, no-collateral, cash advance. They are backed by future income, such as your next paycheck, a dividend or other type of regular income, and the term of the loan is usually 30 days or less.

payday loans on the same day

We are ready to process your loan request at at any time of day and night. No hidden fees and charges - only trustworthy and honest lenders!


get same day payday loanEasy Loan Form

online payday loans same daySafe & Secure

pay day loans same dayReal-Time Decisions

same day loans 24/7Trusted Lenders

Material disclosure

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.Read more...