Rates and Fees

SameDayFin.com provides free service, but borrowers need to pay attention that we do not give out loans or provide any other financial help as we are not the direct lenders. We connect the clients with the direct online lenders via the form offered on the website. We have a big database of lenders and we are continuously increasing it. Therefore, more and more customers are interested in getting the quickest financial assistance and turn to our company. As soon as the potential borrower completes our online form, we will attempt to connect them with the database of direct lenders.

SameDayFin.com provides free service, but borrowers need to pay attention that we do not give out payday loans online same day or provide any other financial help as we are not the direct lenders. We connect the clients with the direct online lenders via the form offered on the website. We have a big database of lenders and we are continuously increasing it. Therefore, more and more customers are interested in getting the quickest financial assistance and turn to our company. As soon as the potential borrower completes our online form, we will attempt to connect them with the database of direct lenders.

Rights and Obligations

Once you’ve filled in the online form on the site and received a confirmation email from the direct lender, you will be given a sample of agreement that you need to sign. The information required to fill in the form includes some personal and bank account details necessary for the loan-connecting process.

Our team of experts will try to connect your loan request with one of the lenders we cooperate with but we do not guarantee approval. All the conditions, terms and fees will be mentioned in the agreement. If you agree with these rules and terms, you will have to sign it. Otherwise, you have the right to refuse to take a loan from a certain online lender in case you are not satisfied with some conditions.

The borrower will be required to follow all the terms and conditions provided that they put an email signature on the agreement. Therefore, read the information and loan details thoroughly before making the final decision. If you think that loan conditions are not budget-friendly, you may consider other options from various lenders.

SameDayFin does not take responsibility for the interest rates, loan terms or other fees. These requirements are set by the loan lenders and any inquiries must be addressed straight to them.

Potential borrowers need to understand that their personal details provided in the online form can affect the loan decision and the conditions offered to them. Remember that you have the right to refuse a loan in case you don’t agree with its terms and have not signed the agreement yet.

SamedayLoansPayday can’t guarantee approval on the same day personal loans applications submitted via our website as this decision depends only on the lenders themselves and the client’s credit history, credit score, employment history, etc.

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Failure of Repayment

In case the borrower fails to pay off the loan in time, they will have to pay an extra fee. All the terms and conditions of the loan are set and written in the agreement between the lender and the client, so both parties have to follow them. Specialists from SameDayFin cooperate only with trustworthy and reliable direct lenders, so you won’t experience any technical issues.

Delay of Repayment

The agreement signed by the borrower and the lender includes types of punishment for missed or late payments. You can be charged extra fees or a higher interest rate if you fail to repay the loan in time. Therefore, it is necessary to realize all the conditions and requirements of the loan you take. In case of any unforeseen situations or problems when you want to cancel the agreement which has already been signed, you need to immediately contact your lender. The rules may differ from state to state but, generally, you will be required to cover the spending set in the agreement.

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Material disclosure

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. Read more...