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Balance Credit Review

Balance Credit is a crediting platform that specializes in offering quick lending solutions to clients in the USA. This web company has helped thousands of consumers to solve urgent cash needs. Its aim is to provide each applicant access to reliable and transparent financial products and services.

The loans are provided by CC Connect, a division of Capital Community Bank. All loans funded by CC Connect are serviced by Balance Credit. Unsecured personal loans and installment loans are the top products offered to borrowers here.

APR can range depending on sum,
your credit score and lender


Loan Amount $1,000 $2,000 $5,000
Interest Rate 24% 19% 13%
Loan Term 12 Months 24 Months 48 Months
Fee 3% 5% 8%

This Balance Credit review is meant to show how this company works. The reviews of this online service are mainly positive which helps to increase the reputation of this company. They have designed borrowing solutions that let borrowers begin their credit journey with less effort no matter what their financial past has been.

The personal and installment loans issued by www Balance Credit com are meant to provide our citizens with access to extra funding or the best ways to improve their credit. Currently, these loans are available in Alabama, Delaware, Idaho, Illinois, Mississippi, Missouri, New Mexico, North Dakota, South Carolina, Texas, Utah, and Wisconsin.

How to Get Loans Like Balance Credit?

When a sudden financial shortfall hits you, you may need additional money as soon as possible. People experience different cash needs once in a while. Some consumers need a personal loan to cover urgent bills and utility payments, others need a helping hand until the next payday.

Some clients need to finance medical procedures or make a big-ticket purchase they can’t afford. Personal and installment loans are designed to help applicants fund urgent costs without delay, they can be issued for a period of 4 to 30 months.

Our review is meant to offer a trustworthy and unbiased description of the services and products offered by this company. This review is designed to help you make a wise decision. If you want to try out this lending service, you should provide the following information:

  • Your ID and Social Security Number
  • Current address and contact phone number
  • Monthly income verification
  • Valid checking account

Is Balance Credit legit? Yes, this is a legitimate company that works across the USA. It is not available in all states but it offers a suitable alternative to traditional crediting institutions and payday lenders. The application process is fast and simple.

You will need several minutes to submit your web request for installment loans. The borrowers may obtain between $100 and $5,000 for different financial needs including home renovation, car repair, monetary emergency, expensive purchase, etc.

Why You Should Opt for Balance Credit

At SameDayFin we have done the research and found out that this web platform with lending services has been around for several years and has already helped thousands of consumers to meet their immediate cash needs.

This company has become very popular among American clients and potential borrowers for its personalized approach and availability of unsecured personal and installment loans. The company understands the needs of the clients and is ready to provide quick and secure financial aid.

Have you tried applying to traditional brick-and-mortar banks? Then you probably know the hassle and paperwork that often requires a lot of time and energy. Fortunately, Balance Credit has changed the way people think about crediting services.

Now, even low credit holders have an opportunity of getting approved. This company offers secure connections with direct lenders who are ready to approve your loan request even if you don’t have time to improve your credit.

Choose the Best Crediting Company

This personal and installment loan request process is conducted on the web so everything is streamlined. The online process saves your time and allows you to obtain quick cash into your bank account within the same day. Balance Transfer works as a direct creditor in some states while it offers loan-matching services to consumers in others. You should check the rates and detailed information about your state on the company website.

The APRs and the Balance Credit interest rate are higher compared to conventional banks and credit unions. The fixed APRs are between 99% and 720%. The amount you can withdraw depends on several factors including your creditworthiness, credit history, employment, monthly income, and the amount you wish to obtain.

Is Balance Credit a payday loan? No, this company offers personal loans and installment loans for the period of 4 to 30 months. It is convenient to make regular monthly payments and repay the debt gradually over time.

Get Funded Quickly

There are many benefits of choosing Balance Credit loans:

  • Quick application. Forget about multiple documents and long applications. Submit a fast web request with basic information concerning your personal, financial, and banking details. You can perform it from your laptop or cell phone in any place. The application can be submitted 24/7 on any day of the week.
  • Direct deposit. If you urgently need additional funds, you can enjoy direct deposit to your checking account within one business day. It is fast and secure.
  • No hidden fees. There are no prepayment, origination, or late fees in this service. It offers many benefits to consumers and no hidden charges compared to payday lenders and other lending places.
  • Unsecured Loans. There is no need to secure the loan with collateral. Balance Credit provides quick lending products and unsecured personal and installment loans in 12 states. The amount you can obtain depends on several factors but there is no demand of having collateral.

In conclusion, Balance Credit is a legitimate and trustworthy crediting institution that has proven to be secure and reliable. The sensitive and banking data of every borrower is protected and remains secure. Clients can obtain quick personal loans and installment loans for their needs.

You may get from $100 to $5,000 through this company and repay the debt gradually for up to 30 months. The repayment terms and interest rates at Balance Credit and flexible and rather affordable.