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Money Tree Review

Money Tree is a web lending company that specializes in offering fast lending solutions to consumers in the USA. This company was founded in 1983 and has already helped thousands of applicants to solve their temporary cash needs.

money tree payday loan

This company works only in several states and isn’t available now across the whole USA. The aim of this online platform is to offer each client access to transparent and reliable financial products tailored to their needs. Payday loans and title loans are among the top products offered to borrowers here.

APR can range depending on sum,
your credit score and lender

Loan Amount$1,000$2,000$5,000
Interest Rate24%19%13%
Loan Term12 Months24 Months48 Months

Money Tree reviews are mainly positive which helps to increase the reputation of this service. They have designed borrowing solutions that let clients begin their credit journey with less effort no matter what their financial past has been.

The personal and payday loans issued by Money Tree are meant to provide our citizens with access to extra funding or the best ways to improve their credit.

How to Get a Money Tree Payday Loan?

If you experience a financial emergency you may urgently require additional money. The needs may be various. Some people opt for a payday loan because they can’t make the ends meet for a couple of weeks. Other consumers need to cover urgent bills or medical costs. 

Payday and short-term loans are designed to help people fund immediate costs for some time, they are usually issued for two or three weeks until the client receives the next paycheck.

Our review is meant to offer a reliable and unbiased description of the services and products offered by this company. This review is designed to help you make a wise decision. If you want to try out this lending service, you should provide the following information:

  • Your ID and Social Security Number
  • Current address and contact phone number
  • Monthly income verification
  • Valid checking account

Comparison of Lending Products

There are four lending products offered by Money Tree Company. Let’s have a closer look at the amount you may withdraw, the total cost of borrowing as well as the repayment terms.

  • Payday Loan. This short-term option can be issued for two or three weeks. You may obtain up to $5000 for different needs. The cost of borrowing is $16.50 for every $100. The next day when you obtain a paycheck the total amount will be taken back to the lender. There is an option to renew or refinance this loan.
  • Signature Loan. This is a lending solution that allows consumers to get funded and obtain up to $1,000 for their needs. The cost of borrowing is $22 per $100. This lending option is similar to the payday loan and requires the borrower to return the funds on the next salary day. There is also the renewal or refinancing option.
  • Title Loan. This isn’t the short-term solution as title loans can be issued for 6 months here. If you choose Money Tree near me you may qualify for up to $25,000 for a variety of needs. The daily simple interest is 0.555%. There is no renewal or refinance option.
  • Installment Loan. This lending option is issued for up to 3 months and you can withdraw from $50 to $5,000. The daily simple interest is 1% while you will be required to make regular monthly payments until the whole sum is returned to the service provider. There is no renewal or refinance option.

Why You Should Select Money Tree Loans

SameDayFin have conducted the research and found out that this company has been working for many years. It has gained the reputation of a trustworthy crediting institution that now has a suitable website available to consumers in some states. 

This company is rather popular among Americans. It offers customized lending services and 4 lending products including payday loans, title loans, installment loans, and personal loans. These lending products are unsecured. The client doesn’t need to back the loan up with collateral or provide any guarantee.

This makes Money Loan one of the most attractive solutions tailored to the needs of borrowers. If you have ever applied to conventional banking institutions, you know how much effort and hassle it takes just to submit your loan request there. Money Tree allows the consumer to enjoy the benefits of an online application that is quick and safe. 

You don’t need to gather papers or submit documents. Every borrower is welcome here no matter what his or her credit rating is. The company is a direct lender and is ready to issue the funds to the checking account within one or several days.

Benefits of Choosing Money Tree

Every crediting company is different. They are meant to help consumers fund urgent cash needs. There are many advantages of turning to Money Tree for financial assistance:

  • Money Tree payday loans online. You can enjoy the streamlined application process directly from your laptop or cell phone. Online application is what so many clients want to have today. Forget about waiting lines and tedious paperwork of the local banks.
  • Accept all credit. Another benefit is that you can apply with almost any credit history. The company knows how challenging it can be to get funded today. Brick-and-mortar financial institutions have strict eligibility criteria and demands, while all borrowers want to do is get some cash. If you can’t wait to repair your current rating or if your credit score is less-than-stellar you can still get funded here.
  • Quick deposit. The funds will be delivered to your checking account once the managers review your application and process it. You can cover the necessary payments online as additional money will be transferred to your account. So, there is no need to go to the ATM.

In conclusion, Money Tree is a certified and reliable lending company that has proven to be trustworthy and safe. You may obtain a payday loan, a title loan, or an installment loan here and get funded for your urgent needs.